9 min.

A sweaty, crumpled handful of bills tumbled to the counter. The cashier stared at the filth-covered wad, shuddering from the unwashed man’s pungent odor. He stretched the money flat with his fingertips, laboring to avoid touching it. Three coins rolled into a gray dish below the register. The man retrieved his change and dropped it into a small plastic bin labeled, "employee college fund." Had he noticed the beggar’s gesture, he might have thanked him; instead, he rushed to locate the nearest…